Mortgage Loan Modification in Fort Lauderdale
After careful review of your particular situation, our Fort Lauderdale mortgage modification attorneys may be able to help you modify your existing home mortgage with your current lender by negotiating new terms on your behalf. Mortgage modifications are made when borrowers can no longer make their monthly mortgage payments due to financial hardship or an increase in the loan payment.
We Prepare, Package, Negotiate and Settle the Mortgage Modification for You. 
Prepare: We conduct a comprehensive interview with you to ensure that you qualify in South Florida and Broward. Your lender may tell you that you do not qualify for a specific reason, but this may not be true. We evaluate a variety of issues to see if we can build a case to warrant a mortgage loan modification.
Package:
Our South Florida mortgage loan modification attorneys collect documentation and arrange the package to present the most compelling case for you to your lender. Although we cannot guarantee specific results, as each case is unique, we know how to avoid the common pitfalls that at times can prevent the most favorable mortgage modification in Fort Lauderdale and South Florida.
Negotiate:
The lender often has their own best interest in mind when they present you terms for a mortgage loan modification in Fort Lauderdale. We negotiate with both the lenders’ legal and servicing departments; we can ensure that our arguments for the most favorable mortgage loan modification will be reviewed by lender representatives who have decision making authority. And in order to present a more compelling case, we may also facilitate a forensic audit if you so desire or if the situation calls for one to be done. (This is a separate service, not available with every file).
Settle: Our Fort Lauderdale mortgage modification attorneys make sure that we have negotiated the most favorable mortgage modification for you prior to agreeing to settlement terms. We deliver the mortgage modification terms to you for signature and request that new payment terms commence 30-60 days from acceptance. This process can take anywhere from 45-120 days to complete.
Lenders in South Florida look at a loan modification on a case by case basis. Based on your current financial situation and hardship we are able to negotiate changes of your interest rate, loan term and at times even the principle balance of the mortgage. All resulting in lower and more affordable mortgage loan payments, thus enabling you to stay in your home rather than face the hardship of foreclosure. All the while bringing your loan current and saving you money.
Think of a Loan Modification as the opposite of qualifying for a mortgage; Instead of proving how much you can borrow, we prove how little you should be paying! And all without the huge added cost of a refinance.
Do you qualify for a loan modification?
What can you expect when applying for a loan modification?
Why The Burgess Law Firm?
With so many individuals and companies now claiming to be Loan Modification experts, it’s important for you to know whose hands you’re placing your family’s future in and you need an experienced law firm to represent you in this process. The staff at The Burgess Law Firm consists of attorneys, mortgage brokers, mortgage processors, and paralegals with over 42 years of combined experience representing distressed home owners in their fight for their rights against banks, lenders and unscrupulous mortgage and real estate agents. We serve Fort Lauderdale, Broward and all of South Florida.
