Credit Repair Attorney in Fort Lauderdale
Let us help you get through the confusion of credit repair
Whether you know it or not, your credit score is one of the most important numbers in your life. Your credit score is the biggest determining factor that lenders use when deciding to grant you credit and assessing your risk for the approval of any type of loan. Your credit score will directly affect the interest rate you are offered and the type of loan program that a lender will offer you. Having a healthy credit score may save you thousands of dollars a year in Fort Lauderdale as a result of improved lending terms, lower interest rates and lower monthly payments. In this economy everyone is looking for ways to save money and reduce payments and getting your credit in better shape should be a priority for all of us!
Everyone can make financial mistakes at one point or another in our lives. However the ability to learn from those financial mistakes and avoid from making them a second or third time is what is going to help maintain a good credit score. The biggest problem for most people is inaccurate credit history, reflected on a person’s credit report and score. Over 80% of all credit reports contain negative or erroneous data that cause a lower credit score resulting in higher interest rates, higher monthly payments or the inability to qualify for any type of loan. Thankfully, the law in South Florida gives you the right to dispute any items listed on your credit report that you feel may be inaccurate, untimely, misleading, biased, incomplete or unverifiable (questionable items). If a credit bureau cannot verify the accuracy of a disputed listing then this disputed item must be removed from your credit report. The Fair Credit Reporting Act (FRCA) gives you the right ensure accurate credit reporting. Everyone in Fort Lauderdale should exercise that right by having your questionable credit listings verified as accurate or removed from you credit reports according to the law.
Our Fort Lauderdale credit repair attorneys represent clients in credit report disputes in Broward and all of South Florida.
